Preparing For and Dealing With A Traffic Accident | The Steps Involved
California and Car Accidents.
Below you will find tips and a checklist for car accident preparedness. Why is this important? An unfortunate fact of life for many Californians is being in automobile accidents. These wrecks can happen to even the most conscientious drivers.
The odds of sharing roads with distracted, impaired drivers or people speeding are high. Yearly in California, the successful traffic accident lawyers at Ehline Law Firm have helped victims. These professionals to assist in hundreds, and perhaps thousands of costly automobile wrecks.
These mishaps occur on freeways and tollways. But they are also frequent on highways, bridges, and other roadways. Greater Los Angeles, in particular, is a Mecca for hairy motor vehicle accidents.
The mass transit system is defunct in many large towns. Furthermore, this is an expansive geography. Thus, the only efficient way to travel is private automobiles. Thus, there is a serious, day to day risk of suffering in a serious fender bender. These accidents can happen almost everywhere you venture by motorcar.
There are Many Types of Accidents.
There are many types of ‘accidents.’ An unfortunate fact of life for many Californians is being in automobile accidents. These wrecks can happen to even the most conscientious drivers. The odds of sharing roads with distracted, impaired drivers or people speeding are high. Yearly in California, traffic accident lawyers at Ehline Law Firm help victims.
These professionals assist in hundreds, and perhaps thousands of costly automobile wrecks. These mishaps occur on freeways and tollways. But they are also frequent on highways, bridges, and other roadways. Greater Los Angeles, in particular, is a Mecca for hairy motor vehicle accidents.
The mass transit system is defunct in many large towns. Furthermore, this is an expansive geography. Thus, the only efficient way to travel is private automobiles. Therefore, there is a solemn, day to day risk of suffering in a serious fender bender.
These accidents can happen almost everywhere you venture by motorcar. There are many types of ‘accidents’ here. Consequently, the most common of these are passenger “car accidents.” Mostly, these arise from drivers “tailgating,” or following too close.
Auto Accident Preparedness Checklist.
Keeping some essential items in your vehicle readily available can help tremendously. You can be in the case of a bad wreck at any time, anyplace. Thus, it makes sense to be ready. We recommend an “in the event of emergency” kit. You can assemble and keep it in the trunk.
But if space allows, one is fine in the glove compartment or console of your automobile. Some people call these “bug out bags.” But really, these are just basic items to help you survive. Hence, it won't matter whether you broke down, or crashed. No matter what, you have basic survival needs to be met.
Some items to include in your bug out bag are:
Medical insurance information.
- A list of family members. Make sure to include any pre-existing medical conditions, medication allergies, and current medications.
- The name and telephone number of one or two emergency contacts
- Road flares.
- If trunk space allows, emergency cones and triangles are very useful.
- A First Aid Kit.
- Bottled water and MRE’s (Meals Ready to Eat).
- Pre-paid cell phone with a spare battery.
- A disposable camera.
- A pen and some writing paper
Remember, even though you are stressed out, you can take some necessary measures. This will lessen the grief and uncertainty.
- Keep your cool. Staying calm in the aftermath of an automobile accident helps you. Furthermore, it comforts your passengers, if any. It also makes it easier for any law enforcement or medical personnel called to the scene. Seven helpful tips on what to do in the aftermath of a crash are here.
The Details of Your Car Accident and Your Attorney.
Turning details of your accident over to capable legal hands relieves stress and anxiety — this aids in the most favorable outcome for you. Once law enforcement and the insurance agencies complete their investigations; your attorneys get to work. The lawyer will ensure your rights get protected and upheld.
The wide range of roadway mishaps seasoned counsel helps with, includes minor impacts. These include bumper tapping. Mostly, these are forcible "rear-ender" impacts between two cars at low speed. Also, they include major influences cornering a vehicle too fast. This could make it roll over onto a sidewalk. Furthermore, these cases have been known for crushing things, or even people.
Typical cases for which advocates assist victims are inattentive drivers hitting stationary objects — for example, people texting while in traffic often hit rear bumpers. Also, sometimes idling at a red traffic light, the vehicle slowly creeps forward. Sometimes a negligent driver may haphazardly run over a child or adult on foot. Mostly, it is in a crosswalk. Hence, the poor souls we help could be cyclists. These people could also be kids thrown to the pavement.
Typical Car Crash Scenarios:
Other types of common scenarios involve severe injury and death. Examples include when a bad driver smashes into, crushes, or drags a human. Furthermore, dragging victims could be animals like dogs or cats. Thus, it could just be an innocent creature crossing roads. Moreover, news reports often show the aftermath of tragic crash scenes.
As a result, in one of these, people were killed where a car had crashed into a packed diner [1. Pregnant Woman Dragged Under Car as it Crashes Into Restaurant] or residential home. [2. Car Crashes Into House ] The latter type of problem is what we would expect from a drunken driver.
But these cases can also arise due to a bad repair job. Last, it could even be from defective automobile parts. Our dedicated firm helps in all the above situations. Motorists call these types of incidents ‘car crashes.’ The CHP calls them “traffic collisions.”
What Does Your Attorney Advise?
You must not talk about the accident with anyone. You must not sign any documents concerning the accident. That is your lawyer’s job. Thus, all papers and communications should get sent to him or her. Also, this includes any telephone calls from your insurance agency. All calls should get forwarded on to your attorney.
Finally, any documents you may receive in the mail need to be reviewed by counsel. The same goes for those sent via courier. They should go to your lawyer. If a claim arises from your mishap, your advocate can best advise on how to proceed.
Personal Injuries And Car Insurance Claims.
Car insurance claims for personal injuries are not uncommon with the number of automobile accidents that occur daily. When a vehicle collision occurs it is covered by the drivers’ car insurance policy. Filing a claim with the insurance company is a direct way of being offered a settlement by the insurer for injuries and other damages. The insurance company will act quickly in offering the claimant a low settlement. Moreover, they are hoping that the plaintiff will accept less than their claim is actually worth.
So the safest way to handle the insurance company settlement offers is with the assistance of a car accident attorney. Most of all, these trained legal advocates will know whether the offer made by the insurance company is low-ball or if it is fair. Insurance companies have a basic method they use after a traffic accident that may result in a claim. Our job is to make them pay you more.
The insurance company of the at-fault driver will contact the injured party since at the scene of the collision a police report will be filed listing the driver who is insured by the insurance company at fault or at least partially at fault. The insurance company will normally contact the injured party, quickly and offer a low settlement. This is common with all insurance companies and it is ordinary for them to have their own legal department. The insurance company adjusters and legal department work on settling claims against the insurer for the lowest amount possible when a claim is filed or they contact a party who has been hurt. This is why it is often advisable if there have been serious injuries sustained to consult an attorney to handle the settlement offers from the insurance company.
The Second Contact.
The second contact with the insurance company will be when they challenge and dispute the claim that has been made. This is done once the injured party has rejected the initial small settlement amount. The at-fault party’s insurance company will require medical bills to be sent to them and may request other documents, which should be cleared by an attorney first. Then the insurance company may offer a larger settlement, but it may not be as high as what the claimant deserves.
The Next Contact.
The next time the insurance company contacts the injured party it will often be through their litigation legal branch. When an insurance claim goes to court or mediation because a settlement cannot be reached the insurance litigation branch will take over handling the claim. They may attempt to deny the claim stating that it is not covered by the insurance policy and they will investigate when the claim was filed since there is a time limitation on when a claim against the insurance company must be filed or the claimant gives up their right to recover a settlement. The person filing a claim when it gets to this point with the insurance company's legal branch should have its own legal representation.
The Goal Is Indemnification.
Indemnification. This is a word that is used in insurance law when there is a transfer of liability from one party to another. This is when there is an insurance policy purchased with a monthly or quarterly premium paid. Then after an accident, the insurance company assists with the accident claim against the insured driver.
Also, if you have sustained injuries in an automobile accident, contact us to discover more about your legal rights and duties. Don't blow the statute of limitations no matter what. We can help you and your loved ones by calling (888) 400-9721. Thus, you can get a free evaluation of your case today.
You can reach out to a:
- Torrance wrongful death lawyer
- Torrance car accident lawyer
- Torrance motorcycle lawyer
- Bus Accident lawyer in Newport Beach
- Redondo Beach Bicycle Pathway Accident Lawyer
- Marina del Rey accident lawyers
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