Most of the receipts of supplemental security income are adults who can no longer be part of the workforce due to their disabilities. However, adults 65 years or above can qualify for a supplemental security income program if they meet specific financial criteria.
Ehline Law and our Los Angeles supplemental security income attorneys understand the physical and emotional strain associated with disabilities. Our social security disability lawyers can guide you through the complex application process and successfully prove how your disability affects your life to the social security administration.
Social security disability insurance (SSDI) is a payment for individuals with disabilities with a long work history while paying social security taxes on their income.
To be eligible for social security disability insurance, you must have paid five to ten years of payroll taxes. The SSDI benefits you receive depend on the amount of taxes paid. You can find out the dollar value of your SSDI by creating an account on the social security administration (SSA) website and accessing your earning statement.
In the earning statement, there will be a sentence that lets you know whether you have enough credits to qualify. The statement will state the exact SSDI disability amount if you are eligible.
The SSA provides supplemental security income (SSI) monthly benefits to individuals whose qualifying disabilities prevent them from re-entering the workforce. Unlike SSDI, there is no work requirement, and the disability benefits are enough to fulfill an individual basic needs, such as food, clothing, and shelter. The SSI is aimed at families with little or no income.
To determine whether an impairment counts as a “disability,” the SSA has strict criteria.
Your condition should meet the following medical requirements to count as a disability:
To qualify for social security income, you must be:
65 years or older, or
Blind under social security administration standards
Disabled under social security administration standards.
You must also fulfill the following requirements:
You may also qualify for SSI based on your residual functional capacity.
However, for that:
The main difference between the two is the eligibility criteria. The SSA considers age, disability, and limited income/resources for SSI and disability and work credits for SSDI.
The SSA manages both programs and determines medical eligibility similarly for both programs.
You can collect SSDI and SSI benefits together, but only if you’re approved for SSDI and your payment is low. It could happen if you don’t have a long work history or you made low wages. To raise the payment to the SSI limit, you could get a small SSI payment along with the SSDI.
However, you must meet the SSI requirements to qualify. You won’t be eligible for these payments if you have cash or assets over the SSI asset limit.
A major criteria for qualifying for social security (SSI) benefits is to have a minimal income/resources.
The asset limits for SSI are as follows:
Individuals and couples must have assets below the limits recommended by SSA. Our qualified Los Angeles Supplemental Security Income Attorney can help you if you’re having difficulties assessing your assets.
Under the SSI benefit requirements, the income limits for SSI are as follows:
It is important to remember that not all income is countable, meaning you can earn more than the SSI limits and still qualify for SSI. Some non-countable income includes the first $20 made from most types of incomes, Earned Income Exclusions, SNAP (food stamps), other government benefits, tax refunds, and loans you have to repay. You can also deduct impairment-related work expenses from your income.
Social security allows individuals and couples to reduce their countable income through Earned Income Exclusions, making it easy to qualify for SSI. Social security also excludes the first $65 and half of the remaining income.
Let’s look at an example to see how the calculation works.
Suppose you have an income of $650/month. You’re going to deduct the first $20 and $65, leaving you with $565. The social security will then disregard half of this income, leaving you with $282.5, which is under the federal SSI rate of $841/month for an individual. Subtract the remaining income from the SSI rate, which leaves you with $558.5 in SSI payments.
Our Los Angeles social security disability benefits attorneys can help review your claim and calculate your income to determine whether you are eligible for SSI benefits in Los Angeles.
To qualify for SSI, you must provide substantial medical evidence to prove your disability. The evidence should be from an acceptable medical source, such as licensed physicians, licensed podiatrists, and licensed audiologists, among many other acceptable sources. You would require one or more of the SSA acceptable medical professionals to provide evidence to prove your disability.
Once the accepted medical sources establish your disability, you can provide evidence from other practitioners, such as therapists.
You can apply for SSI payments through the SSA website or call your local social security office to schedule a telephone call or an appointment at their office. Applying is completely free and open for anyone who qualifies. However, proving your disability affects your way of living can be challenging, so you need an experienced legal professional by your side.
We will help fill out your application, gather the relevant documents, and file for SSI disability benefits on your behalf.
Many factors can influence the time it takes to receive SSI payments, but generally, it can take anywhere between six months and two years. Applying is the first step which can take four to six months to get a response. If the SSA denies your application, you must request for reconsideration, which can take another four to six months to get a response.
In cases where the SSA denies your request for reconsideration, you must argue your case with an administrative law judge, which can take up to a year to get a hearing date.
You may find that you’re financially struggling during your wait, making it difficult to get by. But don’t worry!
Other government assistance programs available for Los Angeles residents can help you, such as General Relief and CalFresh.
Individuals or couples who receive a denial notice have 60 days to initiate the appeals process.
Here are the four crucial stages of appeal:
It is not unheard of to receive an SSI rejection but going through an appeals process is another chance to prove your case. If necessary, our attorneys will help build a strong case, file an appeal and argue in front of an administrative law judge and the courts for review to help you obtain benefits you need.
Undoubtedly, navigating the SSI benefits application can be challenging, especially gathering sufficient documentation to prove your eligibility. Filing your SSI benefits application can be risky as the SSA can reject your SSI benefits over missing documents, errors in application forms, and lack of evidence.
Ehline Law Los Angeles social security disability attorney can help compile the necessary documents and ensure a strong case. However, if the SSA rejects your SSI benefits, our Los Angeles social security disability lawyer will file an email and keep you updated along the way.
Ehline Law is a leading personal injury law firm in Los Angeles County, Orange County, and 15 more locations. Our award-winning Los Angeles supplemental security income (SSI) attorneys fight tirelessly for those we represent.
Living with a disability can be challenging, and without financial assistance, your situation can get even worse. Our attorneys can help gather the medical evidence required to prove your disability and file disability claims on your behalf to help you get the benefits you need to live your life.
If you’re facing a claim rejection or are unsure where to start, contact us at +(833) LETS-SUE for a free consultation with our skilled Los Angeles social security disability attorney. You will get the best legal representation in Los Angeles with our attorneys.