Auto insurers are large, professional corporations with vast legal resources and money. After a severe car accident, the last thing you want to worry about is how you will pay your bills. You have a car in the shop or totaled. Moreover, you will have severe injuries requiring extensive medical treatment and healing, including physical therapy or surgery. In short, you don’t want to waste your time on what seems like little things. Next, some insurance companies are excellent in the provision of services and claims handling. But typically, the opposite remains true.
California car insurance accident disputes occur a lot more than they should. Sadly, when accidents do happen, insurers low ball you or drag it out. Because of this, many Los Angeles car accident attorneys believe insurance companies are downright dishonest in their ads. Most people recall the jingles on the radio and T.V. commercials.
For example, catchy jingles and slogans like “safe drivers save 50%,” “Like a good neighbor, State Farm is there,” “Nationwide is on your side,” “Farmers get you back where you belong,” of “Liberty Biberdy.” Can you remember some of these crazy commercials? What about the GEICO caveman? “Even a caveman can do it.”
So all of this propaganda is constantly flooding consumers. And many consumers buy from these big companies because they become convinced they will be reimbursed in case of an accident. But at the end of the day, no catchphrase will convince an insurance adjuster to pay you. It’s the opposite.
With the billions spent in advertising each year, insurance companies have a vested interest in not paying you when injured in an accident. And sadly, most of us learn this when we get in a wreck and try and reasonably resolve the accident claim.
The premise of what many consider false advertising is that they keep their word and honor their policies. You call them right up, and they take care of the issue in minutes flat. They pay out what they are supposed to when they are supposed to. However, many insurance companies do not operate on that premise.
Instead, many insurance companies are structured around the idea that it should be difficult for a policyholder to access their money. And they act in a way that is the opposite of what you signed on the dotted line for. As a result, so many of the legal cases we handle in our law firm revolve around insurance issues.
The lengths that insurance companies go to to avoid paying out for their policyholders are often obscene. As you probably guessed, we’ve seen it all before. In dozens and dozens of cases, we’ve seen insurance companies try to use loopholes and legalese to get out of cutting a check.
That is not acceptable to us. And if they can talk in legalese, we are more than fluent. We don’t let anything get by us, especially not for a client in need. Below we discuss some of the key elements surrounding insurance disputes and how Ehline Law can help.
Michael Ehline is the Ehline Law Firm Personal Injury Attorneys APLC based out of Los Angeles. He and his team have decades of experience handling insurance dispute cases. It is one of our core specialties.
Our team has worked on hundreds of similar topics, often revolving around car accidents. This experience makes our team incredibly skilled in handling the situation that you are in right now. We often see the same tactics being used time and time again. And it never gets old.
That is why we fight the insurance companies on their terms and ensure that our clients get what they need when they need it. Ehline Law is set up as a boutique law firm intended to help our clients on a one-on-one basis.
It’s this personalized approach that often means that we can settle our cases out of court. We save the extra time and stress of a trial if we can get the insurance company to agree to its policy, in black and white.
While this may seem like an easy process from the outside, far too many accident victims can tell you that there is often a long and complicated process involved. That is what our law firm is here to help with.
I’ve personally handled hundreds of such cases over my long legal career. And I understand many of them from the opposite perspective. I was never an insurance bigwig, but I did work several blue-collar jobs after leaving the Marine Corps.
Before entering into law, the experience taught me the games that large corporations play to extract every penny from the average person.
What Are Some Common Auto Liability Insurance Claim Disputes We Assist Clients With When Insurers Fail To Honor Promises?
Not every case of an insurance dispute following a car accident claim is malicious. In some instances, driver A and driver B have different insurance companies. Perhaps they are close to the value of what would make each driver whole.
But usually, disagreement exists over some of the aspects of the crash (often having to do with fault). Because of this, there will be a battle over the claim’s numerical dollar values. In short, there is simply a need for a moderator in some cases– and our firm excels at that.
In other cases, we’ve seen insurance companies flat out refuse to cover their policies. Often this has to do with the cost of car repairs or medical bills.
Many insurance companies like Farmers, GEICO, USAA, Mercury, Progressive, or infinity blanch at their high total policies and refuse to payout. They use false arguments to avoid paying the full value. Often people pay for high-dollar insurance policies on purpose.
And then, when they turn around to use them during a time of need, they find themselves unable to collect. All insurance companies’ promises to get them to sign up with them vanish once they are needed. Our firm specializes in going after insurance companies.
Often, we first approach this with a gentler approach, requesting mediation with our team. However, if the company jerks us around too, we go to hardball.
Moreover, this often includes a full-on suit, which may or may not come before a jury. As a result, many insurance companies decide to settle rather than having to face us in court. We can save our clients the time and stress of a full-court battle.
Our experience handling hundreds of these cases in the past makes the difference for our clients. We have hundreds of satisfied former clients who can attest to the same thing here. Furthermore, our team remains specialized in insurance cases to help our clients– as quickly and as painlessly as possible. We understand that you have far too much on your mind following an accident.
Our team wants to help solve that as soon as possible. We work on contingency– and don’t ask for a cent unless we recover for you. And we can, in some cases, pay for the cost of medical treatment up front. We stop at nothing to help you– and no insurance company will prevent us from doing so. We offer a free consultation, so we have time to listen to you without the pressure of feeling rushed. And if we take your case, we won’t take a fee unless we win.
Remember, the call is free, and we are here to let you talk about yourself with a local injury attorney specializing in your particular case. To learn more about your legal rights to payment, give us a call (213) 596-9642.
Ehline Law Maintains locations and meeting places in Long Beach, Torrance, Marina del Rey, Santa Monica, San Bernardino, and Riverside. We can come to your home or bedside anywhere in Northern, Central, or Southern California.
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San Francisco, CA 94133
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